Key Takeaways

  • CarShield offers varied and comprehensive coverage extending beyond the original warranty.
  • CarShield shields from unexpected repair costs, ensuring financial stability.
  • Pricing for CarShield ranges between $99-$129 per month, depending on your plan.

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If you're into cars, the card industry, or have ever gotten a repair, then you've probably heard of CarShield. But how does it work?

CarShield offers customers a service contract to cover the components of their vehicle. So if you have a breakdown, need a repair, or need a tow, they will cover you. This can be used with regular car insurance to keep your vehicle protected.

In this detailed CarShield review, we uncover how it works, what you can expect to pay, and what type of coverage is available. All information was gathered from previous customers and directly from CarShield. Keep reading to learn more.

Table of Contents

How Does CarShield Work? (Complete Guide)

CarShield can provide vehicle protection plans that save you money on auto maintenance and repair costs. They understand that everyone's needs and budgets differ, so they offer flexible coverage options, making it easy for you to find the right plan to meet your needs and budget.

Upon choosing a plan, you'll appreciate the flexible payment terms that are easy on the wallet, offering comprehensive coverage at affordable prices.

CarShield understands your needs for budget flexibility, so they work hard to provide a custom, stress-free payment plan tailored to fit your financial situation. CarShield contracts will protect your vehicle if something goes wrong. Here’s how it works:

Choose a Plan

CarShield offers several different coverage plans designed to suit different types of vehicles and their respective needs. The CarShield cost is affordable and does not void your extended warranty.

The exact details and costs of each plan can vary, but the primary options usually include: New Car Diamond, Platinum, Gold, Silver, Aluminum, Motorcycle and ATV Coverage, and High-Tech plans. It’s critical to review the vehicle service contracts with each plan.


After you've selected a plan, you'll sign up and pay the initial fee. The cost will vary depending on the specific plan, your vehicle, and other factors. You may be offered a monthly payment schedule or an option to pay in full for a certain period of coverage.

Waiting Period

There may be a waiting period between when you sign up and when your coverage begins. This is to prevent people from purchasing a plan when they already have a problem with their car.

Use of Service

If your car experiences a mechanical failure or breakdown covered by your CarShield plan, you can file a claim. This typically involves contacting CarShield's claims department and providing them with the details of the situation.

Repair Process

After your claim is approved, you'll take your vehicle to a certified mechanic or repair shop. The repair shop will communicate directly with CarShield about the required repairs and costs. CarShield will then pay the repair shop directly after the deductible (if any) is paid.

Customer Service and Claims

Throughout the process, CarShield provides customer service support to answer any questions or address any issues you might have. You can contact them by phone, email, or through their website.

What Is Included With CarShield?

24/7 Roadside Assistance

One of the key features of CarShield is its 24/7 roadside assistance. This service is designed to help when you need it most, whether due to a breakdown, a flat tire, or an empty fuel tank.

With this feature, you'll never have to worry about being stranded on the side of the road, giving you peace of mind during your travels. There are various CarShield plans available for you to choose from too.

Up to 300,000 Miles of Coverage

CarShield offers up to 300,000 miles of coverage, which is more than many other extended auto warranty providers. This means your vehicle can be protected for a longer period, giving you extended peace of mind.

The exact mileage of coverage will depend on the specific plan you choose, but the potential to cover up to 300,000 miles is a significant feature.

Rental Car Reimbursement

If your car needs to be in the shop for a covered repair, CarShield provides rental car reimbursement. This means you won't be left without transportation while your vehicle is being fixed.

The specifics of the rental car reimbursement will depend on your plan, but it's a valuable feature that can save you money and keep you on the move.

What Does CarShield Cover?

CarShield acts like an extended coverage plan, and you can get added protection for your engine, transmission, and many other key vehicle components. You’ll get full vehicle protection with the CarShield extended warranty plan.

Each plan has specific coverage details, terms, and exclusions, so it's important to read and understand your contract before signing. Be sure to ask a CarShield representative if you have any questions about what is covered under the plan you're considering.

With CarShield coverage, you can keep your vehicle and your wallet better protected. They work with extended car warranty companies to provide some of the best plans.

Benefits of Using CarShield

CarShield customers rave about the benefits of using this coverage. We’ve also gathered CarShield warranty reviews to compile these key benefits for you to consider.

Extended Coverage

CarShield stands out by offering extensive protection beyond your vehicle's original warranty. Particularly beneficial for aging vehicles or for those planning long-term ownership, CarShield ensures continued protection against mechanical or electrical failures.

Its coverage effectively bridges the gap when your manufacturer's warranty expires, offering peace of mind in knowing potential repairs are covered.

Financial Protection

Major auto repairs can strain your finances unexpectedly. CarShield's extended auto service plans shield you from these unexpected repair costs.

By paying a regular premium, you create a buffer against the high cost of unforeseen repairs, effectively managing and reducing the financial risk associated with potential breakdowns, thereby providing stability and assurance.

Use of Any Licensed Repair Facility

CarShield provides the flexibility to choose any licensed repair facility for your car's needs. This freedom to select where your vehicle is serviced allows you to work with trusted local mechanics or dealerships.

This ensures you have control over the repair process. It eliminates the need to stick to a specific network of repair shops, adding convenience to quality service.

Direct Payment to Repair Facility

Upon claim approval, CarShield directly pays the repair facility, sparing you from the need to pay out-of-pocket and then wait for reimbursement initially. This streamlines the repair and payment process, alleviating the financial stress often associated with vehicle repair scenarios.

With CarShield, you're only responsible for your deductible if one applies, making the process simpler and more efficient. I was also impressed with the CarShield Customer Service.

How to Get a CarShield Plan

Step 1: Review Available Plans

Before getting a CarShield plan, the first step is to review the different plans they offer. CarShield has various coverage options, including comprehensive plans that cover a wide range of systems and components in your vehicle.

Step 2: Get a Quote

Once you've chosen a plan that meets your needs, the next step is to get a quote. You can do this by visiting the CarShield website and entering some basic information about your vehicle, such as make, model, year, and mileage. Based on this information, CarShield will provide a quote for the plan you've selected.

Step 3: Contact a CarShield Representative

After receiving your quote, reach out to a CarShield representative to discuss the details of the plan and finalize your coverage.

This representative can answer any questions you may have about the plan, help you understand the fine print, and guide you through the process of purchasing the plan.

Step 4: Sign Up and Pay

Once you're satisfied with the plan and its terms, the next step is to sign up and pay for the plan. You can typically choose between a monthly payment schedule or paying in full for a certain period of coverage.

The payment process can be completed online or over the phone with a CarShield representative.

Step 5: Review and Understand Your Contract

Once you've signed up and paid, you'll receive a contract detailing the terms of your coverage. It's essential to read and understand this contract thoroughly, as it will explain what is covered, any exclusions, your responsibilities, and how to file a claim.

Interacting with a CarShield Representative

The process of purchasing an extended warranty with CarShield is straightforward. The CarShield representative you'll speak with can guide you through the available options, explain the details of each plan, and answer any questions you may have.

Their aim is to provide you with a clear understanding of what your CarShield contract entails. They make filing CarShield claims as simple and stress-free as possible.

Trusting CarShield Reviews and Ratings

As with any service, it's important to check CarShield reviews before making your decision. Many customers have shared their experiences online, with many highlighting the ease of filing CarShield claims and the helpfulness of CarShield representatives.

While it's wise to take individual reviews with a grain of salt, the overall trend can give you an idea of what to expect.

When looking for unbiased CarShield reviews, you might want to consider sources like the Better Business Bureau. In addition to hosting customer reviews, they provide ratings for businesses based on a variety of factors, including customer complaints and business transparency.

How Does CarShield Work?

About The Author

Charles Redding

Charles Redding

I've spent many years selling cars, working with auto detailers, mechanics, dealership service teams, quoting and researching car insurance, modding my own cars, and much more.

Read More About Charles Redding